Our Services

Expert and impartial advice for all your financial needs

We pride ourselves in finding solutions to address the financial challenges of clients in a number of areas.

Get In Touch

Mortgages and Refinance

Whatever you are planning, be it your first purchase, your ‘forever’ home or just looking for a better mortgage Howth Financial have the knowledge and expertise to secure the best deal for you. Your mortgage is likely to be the biggest financial commitment you will ever have so it is important that you get your advice from someone who knows the market and the lending criteria of the banks and can hold your hand guiding you through every step of the process.

For further information contact us.


Life Assurance:  Nobody likes to discuss the likelihood of premature death and the financial impact it may have.  We offer practical advice on the need for life assurance and work with you to consider your individual circumstances and identify your specific protection needs.

Serious Illness:  We cannot predict what life has in store and when it comes to things like serious illness we usually think ‘it will never happen to me’.  In reality, we all know someone who has been affected so it is important to protect ourselves and our families by planning in advance. With a serious illness policy, you can receive a lump sum that can cover essential bills and help lift the burden of finances during a difficult time.  Talk to us in order to make an informed decision about the best cover for your current needs.

 Income Protection:  What would you do if, due to an illness or injury, you were unable to carry out your full time occupation?  How long will your employer pay your salary or, if you are self-employed, how long would your reserves last?  Having adequate protection for your income will allow you continued financial independence.  Let us advise you on the right product for you so that you continue to have an income when you need it most.

For further information contact us.


The word ‘pension’ strikes fear in people but it need not.  The minefield that is pensions can be easily navigated when you are consulting with Howth Financial Services.  We give impartial advice based on identifying your individual needs and use our technical knowledge of the many pension products that are available in the market to select the right one for you.

Your pension is your most important long-term savings plan, so it is essential that it is suited to your situation and is reviewed continuously to ensure your investment strategy is on track.

For further information contact us.

Savings and Investments

Whether you want to start putting a regular amount away to have for a rainy day or to treat yourself or even if you have a lump sum available now, investing your money wisely is of paramount importance.  Howth Financial will review your personal circumstances and recommend a savings and investment strategy appropriate to your needs and attitude to risk.

For further information contact us