The Mortgage Store – Commission & Clawbacks
MoCo Commission Arrangement
Haven Mortgages Ltd – Commission & Clawback Structure 2020
New Ireland Assurance Company plc
ICS Mortgages – Broker Commission & Clawback
Permanent TSB – Mortgage Commission
Avant Money – Broker Commissions
Zurich Life Assurance – Commission Details
Finance Ireland Residential Mortgages – Broker Commission Clawbacks
Aviva Life & Pensions
Irish Life – Broker Commission
Standard Life – Commission Details
Seniors Money Ireland – Broker Commission
Nua Commission and Clawback
Royal London – Commission
Oct 13, 2023 | Howth Financial News
AIMA Member Excellence Award – Miriam Leonard The AIMA (Association of Irish Mortgage Advisors) is the professional voice of the Irish Mortgage Broker and represents the interests of its expert and qualified members whilst promoting professional standards and industry...
Oct 13, 2023 | Howth Financial News
We are delighted to be selected as an Avant Gold Partner for another year We are delighted to announce that Howth Financial Services has been awarded Avant Money Gold Partner status for the second year running. Gold status is awarded based on a rigorous selection...
Oct 13, 2023 | Howth Financial News
Equity Release may be the solution for you if you need access to funds but wish to stay in your own home. Ideal if you are thinking of gifting to a family member, making home improvements, repaying other debts, freeing up cash to fund a holiday or improve your...
AIMA Member Excellence Award – Miriam Leonard
The AIMA (Association of Irish Mortgage Advisors) is the professional voice of the Irish Mortgage Broker and represents the interests of its expert and qualified members whilst promoting professional standards and industry development at all times.
Each year the AIMA hold an Awards Ceremony which recognises brokers and lenders for their excellence, professionalism and dedication in maintaining high standards in the Irish marketplace.
At the AIMA Awards night on March 30th the AIMA recognised a number of members for their outstanding contribution to the Mortgage Intermediary industry. Our Director and colleague, Miriam Leonard, was proud to receive an AIMA Member Excellence Award.
Miriam being presented with her award by Willie Clancy, Head of Intermediary Sales, Haven Mortgages
Howth Financial Services Ltd. is a member of the following professional associations.
With a combined strength of over 1,200 member firms Brokers Ireland is the representative body and leading voice for insurance and financial brokers. Brokers Ireland advise members, regulators, government and other stakeholders on key insurance issues in order to raise and maintain industry standards. All Brokers Ireland member offices embrace strict standards of conduct, professionalism and practice to ensure that high standards of service are delivered to all clients.
Irish Mortgage Advisors (IMA) – previously known as the Association of Irish Mortgage Advisors (AIMA) – represents the interests of its expert and qualified members whilst promoting professional standards.
Howth Financial Services Limited is regulated by the Central Bank of Ireland.
The Central Bank of Ireland regulate more than 10,000 firms providing financial services in Ireland and overseas. The objective of the Central Bank is to ensure financial stability, consumer protection and market integrity. In order to do this they have a range of regulatory powers in the areas of authorisation, supervision and enforcement.
In September 2019 the Central Bank published new rules to be included in the Consumer Protection Code 2012. These relate to the payment of commission to Financial Intermediaries and come into effect on 31 March 2020.
As an intermediary we are paid by the product provider for arranging the sale of financial products.
An Addendum to the Consumer Protection Code 2012 – CP116 – published by the Central Bank in September 2019 requires that intermediaries make available on their website a summary of “any fee, commission, other reward or remuneration paid or provided” to them that they have agreed with their product providers.
